Insurance commissions in Australia explained clearly. Learn how insurance commissions work, what they cost, and whether removing them really saves money.

Insurance inside super can look sufficient at first glance. Learn why default super cover is often only a starting point once you run the numbers.

Understand why insurance advisers charge a fee, what the advice process involves, how commissions are regulated in Australia, and what clients receive in return.

Learn what underwriters look for in a life insurance application, why outcomes differ between insurers, and how preparation can improve terms and pricing.

Learn how insurance claims really work in Australia, when to reach out, what slows things down, and why early action matters for life and income protection claims.

Parental leave and life insurance can interact in unexpected ways. Here’s what Australian parents need to know before and during leave.

Can you claim on multiple insurance policies at once? Learn how life, TPD and income protection interact across super and retail cover in Australia.

Why some insurers decline while others accept comes down to underwriting rules, reinsurers and risk appetite. Here’s what Australians need to know.

Learn how super beneficiaries work in Australia, why nominations can be overridden, and how to make sure your super and insurance go where you intend.

Injured over the holidays? Learn how income protection and trauma cover support recovery, rehab and returning to work when illness or injury hits Australians.

Learn what industry fund insurance really covers, how default cover works, and why super fund policies can change without warning. Understand the gaps and what to look for.

If Mario and Luigi were real tradies, could we actually insure them? We break down insurance for tradies, hazardous hobbies and real claim scenarios in a fun and practical way.

Learn how trauma insurance can fund treatment when Medicare or private health cannot. Understand cancer costs, coverage gaps, and how critical illness cover works.

Learn about lesser known insurance benefits, from reinstatements to severity based TPD and cancer plus options. Understand which extras matter and why.

Understand how own occupation TPD differs from any occupation TPD. Learn how each definition works, how claims are assessed, and why it matters for your cover.

Learn what child critical illness cover is, what conditions are included, how claims work, and when families might need this type of protection.

Learn the pros and cons of owning insurance inside vs outside super. Understand tax trade-offs, claim rules, and how to structure cover smartly.

Wondering if you’re covered while waiting for approval? Learn how interim cover protects you before your life insurance officially begins. 

Your hobbies say more to insurers than you think. Find out how everyday pastimes like cycling, AFL, and rally driving can affect your insurance cover.