Learn how trauma insurance can fund treatment when Medicare or private health cannot. Understand cancer costs, coverage gaps, and how critical illness cover works.

Learn about lesser known insurance benefits, from reinstatements to severity based TPD and cancer plus options. Understand which extras matter and why.

Understand how own occupation TPD differs from any occupation TPD. Learn how each definition works, how claims are assessed, and why it matters for your cover.

Learn what child critical illness cover is, what conditions are included, how claims work, and when families might need this type of protection.

Learn the pros and cons of owning insurance inside vs outside super. Understand tax trade-offs, claim rules, and how to structure cover smartly.

Wondering if you’re covered while waiting for approval? Learn how interim cover protects you before your life insurance officially begins. 

Your hobbies say more to insurers than you think. Find out how everyday pastimes like cycling, AFL, and rally driving can affect your insurance cover. 

Australia’s financial advice industry is in a major transformation. In 2019, there were around 26,500 licensed financial advisers. Fast forward to 2025, and that number has dropped to just under 15,500, according to the Financial Advice Association Australia (FAAA, 2025). That’s a 40% decline in six years. But while the numbers are down, the opportunities for new talent have never been greater. 

Guaranteed Future Insurability (GFI) sounds fancy, but it’s actually a built-in feature in many life, TPD, trauma, and income protection policies. It lets you increase your insurance cover without another round of medical checks, no blood tests, no doctor visits, and no health questionnaires. 

Discover why insurance disclosures matter. Learn how duty of disclosure changed, what counts as a mistake, and how honest answers protect your cover. 

The Compensation Scheme of Last Resort (CSLR) was rolled out in April 2024 after years of recommendations from the Banking Royal Commission. It’s designed to compensate clients up to $150,000 when a financial firm collapses and can’t pay after losing a complaint through the Australian Financial Complaints Authority (AFCA). 

You might have seen “APRA income protection changes” floating around and thought, do I really need to care about this? Short answer: yes, if you’ve got cover or you’re thinking about it. 

Learn how pre-existing conditions affect life insurance cover in Australia. Get the facts on underwriting, exclusions, and insurance payouts. 

Discover key work health and safety statistics in Australia 2024. Learn how injuries, mental health claims, and industry risks affect young workers. 

Let’s be real: insurance claims aren’t exactly pub chat material. But when something major happens, your claim is the difference between bills piling up and actually being able to breathe. And for young Australians, knowing how insurance claims really work is more important than most people think. 

Mental health affects how insurers assess cover, but is it really discrimination? We unpack exclusions, claims data, and what it means for young Aussies. 

If you’re in your 20s or 30s, personal insurance is probably on the same mental shelf as writing your will or learning how to make sourdough—something for “later.” Between rent, bills, and the occasional weekend away, the thought of paying premiums might feel unnecessary. 

NDIS offers services, not income. Learn why NDIS isn’t enough and how personal insurance protects Aussies in their 20s & 30s. 

From trauma cover to group insurance through super, Australia’s life insurance market is unique. Here’s how it compares to the US, UK, Japan, and South Africa. 

There’s $2 billion in unclaimed money in Australia, including life insurance payouts. Here's how to find and claim what might be yours.