We've all had those thoughts about whether our life insurance will actually come through when we need it most, right? So we're here to clear the air and give you the real deal on how life insurance claims pan out. You might have come across the idea that insurance companies are a bit tight-fisted when it comes to paying up. But let's get down to business and take a look at the cold, hard claims data. It's time to separate fact from fiction and find out what's really happening with life insurance claims here in Australia.

Does life insurance feel like you're submerged in a sea of options? Well, we're here to throw you a life jacket and make it all easier. We're putting the spotlight on income protection insurance—more specifically, a benefit period up to age 65—as opposed to the 2 or 5-year benefit period your super fund might be offering. We'll explain why we believe a benefit period to age 65 is the bee's knees when it comes to protecting what matters most to you.

Let's face it, claiming on insurance can be a pretty daunting thought. But having income protection in your back pocket gives you that extra bit of security when life throws something unexpected at you. It pays to know you've got some cover if things take an unexpected turn, and that's when income protection can be a lifesaver.