Insurance inside super can look sufficient at first glance. Learn why default super cover is often only a starting point once you run the numbers.

Understand why insurance advisers charge a fee, what the advice process involves, how commissions are regulated in Australia, and what clients receive in return.

Learn what underwriters look for in a life insurance application, why outcomes differ between insurers, and how preparation can improve terms and pricing.

Learn how insurance claims really work in Australia, when to reach out, what slows things down, and why early action matters for life and income protection claims.

Parental leave and life insurance can interact in unexpected ways. Here’s what Australian parents need to know before and during leave.

Can you claim on multiple insurance policies at once? Learn how life, TPD and income protection interact across super and retail cover in Australia.

Why some insurers decline while others accept comes down to underwriting rules, reinsurers and risk appetite. Here’s what Australians need to know.

Injured over the holidays? Learn how income protection and trauma cover support recovery, rehab and returning to work when illness or injury hits Australians.

If Mario and Luigi were real tradies, could we actually insure them? We break down insurance for tradies, hazardous hobbies and real claim scenarios in a fun and practical way.

Learn about lesser known insurance benefits, from reinstatements to severity based TPD and cancer plus options. Understand which extras matter and why.

Learn what child critical illness cover is, what conditions are included, how claims work, and when families might need this type of protection.

Wondering if you’re covered while waiting for approval? Learn how interim cover protects you before your life insurance officially begins. 

Your hobbies say more to insurers than you think. Find out how everyday pastimes like cycling, AFL, and rally driving can affect your insurance cover. 

Australia’s financial advice industry is in a major transformation. In 2019, there were around 26,500 licensed financial advisers. Fast forward to 2025, and that number has dropped to just under 15,500, according to the Financial Advice Association Australia (FAAA, 2025). That’s a 40% decline in six years. But while the numbers are down, the opportunities for new talent have never been greater. 

Guaranteed Future Insurability (GFI) sounds fancy, but it’s actually a built-in feature in many life, TPD, trauma, and income protection policies. It lets you increase your insurance cover without another round of medical checks, no blood tests, no doctor visits, and no health questionnaires. 

Discover why insurance disclosures matter. Learn how duty of disclosure changed, what counts as a mistake, and how honest answers protect your cover. 

The Compensation Scheme of Last Resort (CSLR) was rolled out in April 2024 after years of recommendations from the Banking Royal Commission. It’s designed to compensate clients up to $150,000 when a financial firm collapses and can’t pay after losing a complaint through the Australian Financial Complaints Authority (AFCA). 

You might have seen “APRA income protection changes” floating around and thought, do I really need to care about this? Short answer: yes, if you’ve got cover or you’re thinking about it. 

Learn how pre-existing conditions affect life insurance cover in Australia. Get the facts on underwriting, exclusions, and insurance payouts.