Having a chronic condition like asthma, diabetes, or a mental health issue doesn't mean you’re out of luck when it comes to life insurance. In fact, according to the Australian Bureau of Statistics (ABS), nearly half (49.9%) of Australians live with at least one chronic condition. If you're among the nearly 13 million Aussies with a long-term health issue, here’s what you need to know about getting life insurance.

Financial stress can really mess with your mental health, overall well-being, and even your relationships. According to a 2023 Compare the Market survey, worrying about personal finances and paying the bills was the top cause of stress for 61% of Aussies last year.

Did you know there's about $1.5 billion in lost shares, bank accounts, and unclaimed life insurance policies floating around in Australia? Why does this happen, and more importantly, how can you make sure your life insurance doesn't get added to that pile?

It's National Diabetes Week from July 14-20, 2024, and it's the perfect time to dive into an important topic: diabetes and life insurance. Whether you're living with diabetes or know someone who is, understanding how this condition impacts life insurance can be crucial for financial planning. Let's break it down in a way that's easy to digest (pun intended).

Starting a new job is super exciting, full of fresh opportunities and maybe a few new challenges. But before you get too comfy, there are a few important updates you should tackle. From sorting out your Medicare to tweaking your investments, here's a quick rundown of the top five things you need to be on top of when you land that new role.

If you're feeling the financial squeeze and wondering how to make ends meet, you’re definitely not alone. Let's break down what's going on and how you can manage that stress.

Hey there, thirty-somethings! Life insurance might seem like one of those things you can put off for later, right? But there are some pretty solid reasons to start thinking about it now. If you're in your 20s or 30s, life insurance is probably easier and cheaper to buy than you think. And It's not just about peace of mind – it could actually save you some serious cash down the road. So, let's dive into why investing in life insurance in your 30s is a smart move.

Ever feel like you're running on autopilot? Whether you're climbing the corporate ladder, running your own business, or just trying to keep up with life, taking a moment for self-reflection can seem like a luxury you can't afford. But self-reflection isn't just for the Zen masters or the overthinkers. It's for anyone looking to grow and thrive. By pausing to think about your actions and beliefs, you can learn from your experiences, make better decisions, and set yourself up for success. It can also be a powerful tool for growth and improvement, especially if you're aiming to lead others effectively.

Income protection insurance can be a financial lifesaver if you get sick or injured and can’t work for a while. It provides a monthly income to help cover your living expenses during tough times. You can get this insurance either through your superannuation fund or as a separate policy (retail insurance). Each option has its own pros and cons. Let’s break down the key differences so you can decide what’s best for you.

When it comes to weekends, Saturdays are all about relaxing, while Sundays are for getting prepped for the week ahead. Lately, social media has dubbed these Sunday activities the "Sunday reset."

When you take out a life insurance policy, the insurer needs to figure out how much you’ll pay in premiums. This process, called underwriting, looks at factors like your job, medical history, hobbies, and financial situation. Basically, it means you’re only paying for the cover you actually need.

Sometimes, insurers need more info about your health to make a fair decision on your application. For instance, if you have a pre-existing condition, you might have to get a medical exam before they give you the green light. Let's dive into why this happens and what you can expect from the process.

Hey, it’s Men’s Health Week and it’s more than just about physical fitness—it’s about mental health and emotional wellbeing too. This week, we’re shining a light on the health challenges faced by men in Australia and around the globe.

Running your own show? Whether you’re a freelancer, entrepreneur, tradie, or small business owner, being self-employed in Australia comes with heaps of benefits. You get to be your own boss, set your own hours, and reap the financial rewards. But it’s also crucial to be aware of the risks that come with it.

Can you believe we're already halfway through 2024? If you're still hoping this will be your happiest, healthiest year yet, experts say it all comes down to your mindset.

First off, if those January resolutions have already slipped, don’t sweat it. You’re definitely not alone. Research shows that January 19 is the most common date for resolutions to fizzle out.

Here's a topic that’s often misunderstood: life insurance with mental health conditions. There are a few myths out there that can make the whole thing seem more complicated than it really is. Understanding what you can be covered for is key to choosing the best options for your situation.

Feeling like stress has taken over your life? Maybe it's time to tap into your creative hobbies. Hobbies aren’t just for those with loads of spare time—they might be just what you need to manage stress and enhance your wellbeing.

Discover the top 5 money mistakes to avoid in 2024 and learn practical tips to master your finances. Get expert advice from Glen James on budgeting, planning, and more.

Finding out you’re pregnant is one of those life moments that’s a mix of pure joy and a bit of “What now?” As the double lines on your pregnancy test sink in and you’ve shared the news with friends and family, the countdown officially begins. It’s an exciting time, but it can also feel a tad overwhelming.

If you're looking to buff up your super beyond the usual employer contributions, you've stumbled onto some gold info here. Whether you're flying solo or navigating financial waters with your significant other, making smart contributions to your super can really pay off as you sail toward retirement. Let’s dive into the how and why of pumping up your super savings.

You know the lines...

“You gotta start loving yourself more, mate.”

“Why the cold shoulder to yourself, huh?”

“Mate, you can’t pour from an empty cup; love yourself first!”

These sayings are tossed around like hot chips at a footy match, all in the name of leading a happier, more kick-arse life. But let's be real—what is self-love really?