For most Australians, our income isn’t just about covering the basics like rent or mortgage payments. It funds our lifestyle, pays for groceries, keeps the lights on, covers school fees, and even helps us plan for the future. But what happens if an unexpected illness or injury sidelines you from work for weeks, months, or even years? 

January’s almost over, and while we’ve all had time to settle back into our routines, there’s still one New Year’s resolution that deserves a second look—your financial security. Whether you’ve started hitting the gym, eating healthier, or simply trying to spend less after the holiday blowout, one thing that often gets overlooked is how your health history impacts your life insurance.