Learn about lesser known insurance benefits, from reinstatements to severity based TPD and cancer plus options. Understand which extras matter and why.

You know what’s more confusing than trying to pick a health fund? Trying to understand insurance policies. Especially when the fine print makes your brain melt. 

We get it. The DIY route feels quicker, cheaper, easier. But spoiler alert: insurance through an adviser isn’t just for the rich and overly cautious. It’s actually the smarter, safer, and in many cases—cheaper—way to go.