Super vs Retail

If our clients held the same recommended level of cover inside their super fund, it would cost an average of $4,192 a year, vs $2,762 for the retail policy we recommend

$4,192Avg super premium / yr
$2,762Avg retail premium / yr
$1,430Saved per year
Fund breakdown

Where our clients were switching from

AMP Super
4 clients
Super$3,168/yr
Retail (recommended)$1,416/yr
$1,752 less per year with Skye
AMP Super costs 124% more
ANZ Smart Choice Super
3 clients
Super$2,878/yr
Retail (recommended)$2,810/yr
$68 less per year with Skye
ANZ Smart Choice Super costs 2% more
Super product score39
Retail product score79
+41 product score
Australian Retirement Trust
53 clients
Super$5,061/yr
Retail (recommended)$2,739/yr
$2,322 less per year with Skye
Australian Retirement Trust costs 85% more
Super product score44
Retail product score83
+39 product score
Australian Super
91 clients
Super$5,823/yr
Retail (recommended)$3,319/yr
$2,504 less per year with Skye
Australian Super costs 75% more
Super product score47
Retail product score84
+37 product score
Aware Super
31 clients
Super$3,532/yr
Retail (recommended)$3,122/yr
$410 less per year with Skye
Aware Super costs 13% more
Super product score49
Retail product score82
+33 product score
Brighter Super
6 clients
Super$3,015/yr
Retail (recommended)$2,024/yr
$991 less per year with Skye
Brighter Super costs 49% more
Super product score36
Retail product score82
+46 product score
Care Super
4 clients
Super$7,874/yr
Retail (recommended)$6,550/yr
$1,324 less per year with Skye
Care Super costs 20% more
Super product score39
Retail product score81
+42 product score
Catholic Super
2 clients
Super$3,864/yr
Retail (recommended)$2,548/yr
$1,316 less per year with Skye
Catholic Super costs 52% more
Super product score43
Retail product score87
+44 product score
CBUS
11 clients
Super$5,209/yr
Retail (recommended)$3,243/yr
$1,966 less per year with Skye
CBUS costs 61% more
Super product score38
Retail product score84
+45 product score
Colonial First State
6 clients
Super$2,175/yr
Retail (recommended)$1,945/yr
$230 less per year with Skye
Colonial First State costs 12% more
Super product score41
Retail product score81
+41 product score
EQUIPSUPER
1 client
Super$2,027/yr
Retail (recommended)$2,387/yr
+$360 more per year
EQUIPSUPER costs 15% less
Super product score42
Retail product score86
+44 product score
HESTA
24 clients
Super$3,379/yr
Retail (recommended)$1,946/yr
$1,433 less per year with Skye
HESTA costs 74% more
Super product score39
Retail product score82
+43 product score
Hostplus
70 clients
Super$3,211/yr
Retail (recommended)$2,516/yr
$695 less per year with Skye
Hostplus costs 28% more
Super product score43
Retail product score84
+41 product score
Media Super
1 client
Super$2,292/yr
Retail (recommended)$2,852/yr
+$560 more per year
Media Super costs 20% less
Mercer
13 clients
Super$5,983/yr
Retail (recommended)$3,083/yr
$2,900 less per year with Skye
Mercer costs 94% more
Super product score45
Retail product score77
+32 product score
NGS Super
4 clients
Super$2,062/yr
Retail (recommended)$2,988/yr
+$926 more per year
NGS Super costs 31% less
Super product score46
Retail product score81
+35 product score
Plum Super
3 clients
Super$4,571/yr
Retail (recommended)$3,164/yr
$1,407 less per year with Skye
Plum Super costs 44% more
Super product score42
Retail product score86
+44 product score
Prime Super
2 clients
Super$4,419/yr
Retail (recommended)$2,225/yr
$2,194 less per year with Skye
Prime Super costs 99% more
Super product score32
Retail product score79
+47 product score
QSuper
22 clients
Super$6,296/yr
Retail (recommended)$2,801/yr
$3,495 less per year with Skye
QSuper costs 125% more
Super product score38
Retail product score84
+46 product score
Rest
21 clients
Super$3,307/yr
Retail (recommended)$2,149/yr
$1,158 less per year with Skye
Rest costs 54% more
Super product score42
Retail product score81
+39 product score
UniSuper
29 clients
Super$3,540/yr
Retail (recommended)$2,035/yr
$1,505 less per year with Skye
UniSuper costs 74% more
Super product score47
Retail product score85
+39 product score
Verve Super
1 client
Super$328/yr
Retail (recommended)$250/yr
$78 less per year with Skye
Verve Super costs 31% more
Super product score27
Retail product score88
+61 product score
Vision Super
5 clients
Super$1,775/yr
Retail (recommended)$1,448/yr
$327 less per year with Skye
Vision Super costs 23% more
Super product score38
Retail product score86
+48 product score

Based on audited like-for-like comparisons across 407 Skye Wealth client policies between 10/01/26 and 01/08/26. Individual savings vary based on cover type, sum insured, age, occupation, and health status. Past results do not guarantee future outcomes. This is general information only and is not personal financial advice.

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